Taking out a loan naturally means you are making a commitment to repay a set amount each month. But just think what would happen if, through no fault of your own, your circumstances changed and at some time you weren't able to make your repayments.

Taking out a payment protection plan can give peace of mind for you and your loved ones.
If you are under 60, the loan payment protection plan covers your loan repayments if you are unable to work as a result of:

· Employed
Accident
Sickness
Redundancy

· Self-employed
Accident
Sickness
Hospitalisation

You can take out our payment protection for yourself or for both you and your partner. It's simplicity itself. There are no medical forms, no medical examinations and no hassle. In the event of a claim, the monthly payments are made directly to your lender, so we will not trouble you at what could be a difficult time.
Just consider the facts.

No one can afford to think things will never happen to them. Just look at some recent facts:

· In March 2003, 1.5 million people were unemployed in the UK (Source: National Statistics 2003)

· 11,970 properties were repossessed in 2002 and 18,280 in 2001 (Source: Council of Mortgage Lenders 2003)

· It was estimated that 3.6 million people would be classified as long term sick or disabled in Great Britain in 2002 (Source National Statistics web site May 2003 - Census 2001)