You may be one of the increasing number of people who have set up their own businesses and work for themselves. In which case you will appreciate that, as well as bringing many benefits, your self-employed status can also bring some downsides.

As someone running your own business you will probably be all too aware that most banks prefer lending to employed clients because of the (mistaken) belief that an employed applicant represents a better risk.

At the UK Loan Company we are different.
Having started as a small business ourselves, we faced similar problems raising finance and our directors have first hand experience of all the issues associated with dealing with banks when you are self-employed. Because we understand and empathise with your situation, we have deliberately set out to welcome and help self-employed business people and company directors. You may be surprised but, unlike most other financial organisations, we can help you in the following instances.

If you cannot provide accounts or proof of income.
No problem. All we ask is that you tell us your current level of pre tax income and prove to us that you are actively self-employed. For example, you could send us a copy of your latest tax assessment or VAT return - even if the profits show a lower figure than you are currently earning.

If you can only provide an accountant's letter.
No problem. We understand that there is no legal requirement to prepare accounts for the majority of small businesses although you may retain an accountant to advise you on tax matters. Simply ask your accountant to write to us to confirm your income in our prescribed form.

If you are thinking of starting your own business.
No problem. You may be considering setting a business up at the moment. If so, wouldn't it be great knowing you have some solid help behind you.

Apply today by completing the application form opposite.